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 MINI MAGIC BALLOON FINANCING PROGRAM. Exclusively powered by BDO. Make an enquiry

MINI Magic Balloon Financing Program.

Exclusively powered by BDO

Drive Your MINI Today with Just 20% Downpayment

Turn your dream of owning a MINI into reality with our flexible MINI Balloon Scheme — an exclusive financing offer that lets you enjoy lower monthly payments and a guaranteed future value at the end of your term.

How It Works

With just a 20% downpayment, you can drive home your favorite MINI and enjoy:

  • Low monthly amortization for 36 months
  • Guaranteed Future Value at the end of the term
  • All-in Financing that covers:
    • 1-Year Comprehensive Insurance
    • 3-Year LTO Registration
    • Chattel Mortgage Fee
    • Window Tint (FWS + WA)


Model SRP Monthly (36 mos) Total Freebies Balloon
All-Electric MINI Cooper 3-Door A/T ₱3,300,000 ₱56,606 ₱202,814 ₱1,650,000
MINI Cooper 3-Door A/T ₱3,699,000 ₱63,451 ₱203,011 ₱1,849,500
MINI Cooper 5-Door A/T ₱3,799,000 ₱65,166 ₱207,702 ₱1,899,500
All-Electric MINI Aceman A/T ₱3,550,000 ₱60,895 ₱215,943 ₱1,775,000
All-Electric MINI Countryman ALL4 A/T ₱3,899,000 ₱66,881 ₱238,271 ₱1,949,500
MINI Countryman ALL4 ₱4,299,000 ₱73,743 ₱235,154 ₱2,149,500
MINI John Cooper Works Countryman ALL4 A/T ₱4,999,000 ₱85,750 ₱234,994 ₱2,499,500

Key Benefits

  • Lower monthly amortization vs. traditional financing
  • Easy ownership with only 20% downpayment
  • Option to restructure, return, or upgrade your MINI after 3 years
  • Preserved resale value with Guaranteed Future Value
  • All-in offer for a hassle-free application and ownership experience

Eligibility & Requirements

For Employed Customers:

  • 2 valid government-issued IDs
  • Latest 3 months' payslips
  • Utility bill

For Business Owners:

  • 2 valid government-issued IDs
  • DTI & Business Permit
  • Latest 3 months’ bank statements
  • Utility bill

End-of-Term Options

After 36 months, choose from:

  1. Upgrade to a new MINI using your current MINI’s Guaranteed Future Value.
  2. Settle the balloon amount and keep your MINI.
  3. Restructure the balloon payment for another 12–36 months
    (requires 3-month advance notice to BDO)
  4. Return your MINI, provided it meets:
    • ≤ 30,000 km mileage cap (₱3,000/km excess charge)
    • Complete service history from an authorized MINI Centre
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